Terms & Conditions
Last updated: 2026-07-17. By using the AL-SIR platform and completing any purchase, you acknowledge that you have read, understood and fully agreed to these Terms, which form a legally binding agreement between you and AL-SIR LLC.
- Any payment is made entirely at your own personal responsibility.
- The AL-SIR platform, the owning company (AL-SIR LLC), its owners and employees are not legally or financially responsible for any technical error, payment failure, double charge, non-delivery or delayed delivery of a product, or any damage or loss of any kind.
- Digital products are usually delivered instantly inside your account after payment confirmation; delivery or activation may be delayed during system load, technical faults, or payment verification, without any resulting liability or obligation on the company. If a delay exceeds seven (7) business days, please contact support.
- Amounts paid are non-refundable in all cases.
1) Nature of the Products
All products offered are digital products and services. Some products (such as the "Wealth-Building Fundamentals" course) are digital content that opens inside your account and/or a downloadable PDF file, with no physical product or additional service attached. The user must read each product description carefully before purchase; completing a purchase is an acknowledgement of understanding exactly what will be received.
2) No-Refund Policy
Given the instant digital nature of the products โ where the content becomes fully available upon purchase and cannot be "returned" โ all amounts paid are final and strictly non-refundable once payment is completed, whether or not the content was opened, downloaded or viewed, and whether the purchase was made by mistake or intentionally. By completing payment you expressly agree to waive any right to a refund or to dispute the transaction (chargeback) with your bank or payment provider, and you acknowledge that any dispute raised after you have received the digital product is a breach of this agreement.
3) User Account Responsibility, Payment-Method Security, and Unauthorized Transactions
The user is fully and exclusively responsible for: (a) the confidentiality of their account and password; (b) the security of their devices and payment methods (cards, bank accounts, e-wallets); (c) every transaction made through their account or payment method. Accordingly, the user expressly acknowledges and agrees that:
- Any payment executed from the user's account or with a payment method belonging to them is treated as issued by them and with their full consent, carrying all effects of these Terms including non-refundability.
- Unauthorized transactions: if it is claimed that a payment was made by an unauthorized party โ including, without limitation: a breach of the user's account, email or devices, theft of their card or its data, or use of their payment method by a third party with or without their knowledge โ this is deemed a security failure and breach on the part of the user or their bank exclusively, and no fault is attributed to the company, which has no access to payment data and no control over the security of the user's accounts and devices. In all such cases the amounts paid remain non-refundable by the company for any reason whatsoever, the company is not obliged to refund or compensate, and such cases are resolved exclusively between the user, their bank and the payment provider (Stripe); the user waives any claim against the company in this regard.
- A user's chargeback with their bank after receiving or being granted access to the digital product is a breach of this agreement and abusive use, entitling the company to suspend their account and revoke access to all their products without compensation, while reserving the right to claim compensation for any fees or damages.
- The company keeps technical records of every transaction (time of terms acceptance, IP address, session data, content-open and download logs), provided upon any dispute as evidence of the transaction's validity and the user's consent.
3-bis) Confirmation Email and Invoices
As a precaution and good practice โ without this being an obligation on the company โ the system automatically sends, after each successful purchase, an email to the user's registered address containing a transaction confirmation and an official invoice. This email is an additional confirmation of the user's consent. The user must check their inbox (including the spam folder) after each transaction and notify the company immediately if they believe a transaction was not made by them โ noting that such notice creates no right to a refund per clause (3) above and is used for review and documentation only. Non-receipt of the confirmation email for any technical reason does not affect the validity of the transaction.
4) User Responsibility at Purchase
It is the user's sole responsibility to read the description, verify the amount and the selected product before paying, and ensure the accuracy of their account and email data. The company is not responsible for any error in selection, amount, or data entered by the user.
5) Disclaimer and Limitation of Liability
All products are provided "AS IS" without any express or implied warranties. The content offered (including any content related to money, investing or entrepreneurship) is for general educational purposes only and is not financial, legal, investment or tax advice, and guarantees no result, profit or benefit; any decision the user makes based on it is their sole responsibility. To the maximum extent permitted by law, the AL-SIR platform, the owning company (AL-SIR LLC), its owners, employees and representatives are not liable for any direct, indirect, consequential or incidental loss or damage arising from the use of, reliance on, or inability to use the products; and in all cases the company's maximum liability โ if established for any reason โ shall not exceed the amount paid by the user for the disputed product.
6) Licence and Intellectual Property
All course content and files are protected by intellectual property rights owned by AL-SIR LLC. Purchase grants the user a personal, non-exclusive, non-transferable licence to view and use the content for their personal purposes only. It is strictly prohibited to: share the account, or resell, distribute, publish or upload the content to any platform, in whole or in part. Any violation exposes the violator to legal liability and revocation of access without compensation.
7) Renewing Subscriptions
Subscription-type services (monthly/annual) โ where offered โ renew automatically until the user cancels them. Amounts paid for past or current periods are non-refundable.
7-bis) Disclaimer of Results โ No Guarantee of Profit, Not Financial Advice
General educational content only. All products offered (courses, e-books and subscriptions) are general educational material intended to convey general knowledge and skills. They are not financial, investment, accounting, tax or legal advice, and are not a recommendation to buy or sell any asset or financial instrument. The company is not licensed to provide financial or investment advice and provides none.
No guarantee of any result or income. The company gives no guarantee โ express or implied โ of achieving any profit, income, saving or financial result from using its content. We make no promise of wealth, or of fast, easy or guaranteed earnings. Any figures, examples or models in the content are for illustrative educational purposes only and represent no promise, average or expected result.
Results vary. Results depend entirely on the user's effort, skills, circumstances, market, the time they invest, and factors beyond our control. The user may achieve no return at all, and may incur a loss when making financial or investment decisions.
Responsibility for decisions. Any financial, investment or business decision the user makes after reviewing our content is their own decision and sole responsibility. Consulting a licensed financial or legal professional in their country before any decision is strongly recommended. The company bears no responsibility for any loss or damage resulting from reliance on the content.
8) Nature of the Products Offered
The store sells digital educational products only (courses, e-books, and educational follow-up subscriptions). We do not accept donations and do not conduct any fundraising or voluntary-support activity; these sections have been permanently discontinued. Every amount paid in the store is the price of a specific digital product delivered to the customer.
9) Beta Launch, Technical Errors and Payments
The site currently operates in Beta launch mode. Errors or technical faults, payment-gateway issues, or delay/failure in product delivery/activation may occur. Delivery is usually instant inside the site and may be delayed depending on system load, technical conditions or payment-verification procedures with no committed timeframe; if a delay exceeds seven (7) business days, please contact support. The user acknowledges and agrees that completing payment is at their own personal responsibility, and that the AL-SIR platform, the owning company (AL-SIR LLC), its owners, employees and representatives are legally and financially exonerated and bear no liability for any technical error, payment failure, wrong or double charge, non-delivery or delay, or any direct or indirect damage of any kind. The user hereby waives any claim or action against the company in this regard.
9-bis) Comprehensive Payment Disclaimer โ Core Clause
The user expressly acknowledges and agrees that every payment made through this site is made entirely at their own personal responsibility, and that the AL-SIR platform, the owning company (AL-SIR LLC), its owners, employees and representatives bear no responsibility for:
- any error, technical fault or outage in the site, the payment gateway, or third-party systems;
- any delay in delivering the digital product or inability to deliver it for any technical or operational reason;
- any wrong, double or incomplete charge arising from the payment systems, the bank or the provider;
- any use of the user's payment method or account by a third party, with or without their knowledge.
Account and payment-method security is the user's sole responsibility. The user undertakes to keep their account, email and payment-method data confidential and protected from any unauthorized access. Every transaction executed from the user's account or with a payment method belonging to them โ and authenticated through the payment gateway โ is treated as issued by them and with their consent, carrying the full effects of these Terms. Any failure to secure this data falls within the user's sole responsibility and creates no obligation on the company.
The no-refund policy is absolute. Given the instant digital nature of the products, all amounts paid are permanently non-refundable after payment, whether or not the product was viewed or downloaded, whether the transaction was made by mistake or intentionally, and whether or not any technical fault or delivery delay occurred. The company is not obliged to refund or compensate under any clause of this agreement.
Beta nature. The site operates in a clearly disclosed beta launch phase. By using the site you acknowledge your awareness of this beta nature, accept any resulting errors or faults, and waive any claim against the company because of them.
Notice before dispute. The user agrees to contact support at orders@store.al-sir.com and to allow the company a reasonable period of no less than seven (7) business days to resolve any problem before filing any dispute or chargeback with the bank or payment provider. The company reserves the right to provide the full transaction records โ including authentication data, time of terms acceptance, IP address and delivery log โ to the bank or payment provider to prove the transaction's validity.
Limitation of liability. To the maximum extent permitted by law, the company's total liability โ if established for any reason โ shall not exceed the amount actually paid in the disputed transaction, and shall in no case include any indirect, consequential or incidental damages or lost profit.
10) Prohibited Use and Account Suspension
It is prohibited to use the site for any unlawful purpose, or to attempt to hack it, circumvent its systems, or access content without payment. The company reserves the right to suspend or close any account that violates these Terms, misuses the platform, or files abusive payment disputes, without prior notice and without refunding any amounts.
11) Amendments to the Terms
The company reserves the right to amend these Terms at any time; the version published on this page as of the last-updated date applies. Continued use of the site after any amendment constitutes acceptance of it, and every purchase remains subject to the version in force at the time it was completed.
12) Governing Law and Dispute Resolution
These Terms are governed by and construed in accordance with the laws in force in the company's country of registration, and any dispute arising from them is first resolved amicably via support; failing that, exclusive jurisdiction lies with the courts of the company's country of registration. The invalidity of any clause does not invalidate the remaining clauses.
13) Acceptance of the Terms
Completing any registration, purchase or payment on this site means your full and unconditional agreement to everything in these Terms & Conditions. The site records your consent (with date, time and IP address) upon account creation and at every purchase. If you do not agree to any clause, please do not complete the purchase or use the site.